First timer here. Bought a used Honda 2015 SXS 700 M2 Pioneer (first ATV/UTV). Will be used for a deer lease in south Alabama. Some dumb newb questions:

1. I want to purchase insurance, but I’ve got no idea where to start. My auto company doesn’t insure ATV but has a flow through deal with Progressive. I’d like to insure the Pioneer against theft (seems to be a real problem around here) and occupants against injury (liability), plus it would be nice to have some coverage if I have an accident while towing the thing. If I wreck it while riding in the woods I’ll eat that. What companies have the forum users found to provide the most competitive product, and do I need more than I’ve described?

2. This machine has 21 hours and 105 miles. What type of maintenance should I expect beyond the 20/100 hour maintenance intervals. This thing will not be going in water and be used for light trail riding/hunting/food plot hauling only. It’ll get dirty, but unless my 17 year old gets out of my sight never abused.

Thanks!