Sti black Diamond tires and msa m20 wheels

I decided on msa m20 wheels and sti black Diamond tires . My questions now are do I put 26 on or 27 ? There is less then 2 lbs difference between the 2 sizes . If I go with 27 am I gonna have to re clutch ? And my other question is on the wheels . I am not sure what my stock offset is but the msa wheels are 3.5 x 3.5 . I am wondering how far they will stick out . A little is ok but not to much .