Polaris Warranty Discounts During 6 Month Standard Warranty?

I opted out of any extended warranty when I purchased my ’15 Sportsman 570 back in July. They said I would be getting a communication in the mail from Polaris offering me the warranty before my 6 months is up. If you were contacted by Polaris in this way, do they offer a discounted price? My dealer quoted $900 for the 5-year but I have it insured and just am not sure that anything I might do to it would even be covered under the warranty but 6 months is really short to know if there would be a problem.

Also if anyone has a very good rate on 3rd party coverage let me know who and how much. Thanks!