I’m seeing a massive range of what people pay for insurance. Obviously there are many variables. Quotes I’m seeing from all companies are very similar and significantly higher than the 300-500/year I’ve seen some people post here. Variables:

2016 XP Turbo 2 Seater
Nevada
One minor speeding ticket 2 years ago
No Safety course
No years with experience of motor vehicles
Single

Quote w/ Car and Home policy discount is roughly $1000/year and includes:

Bodily Injury & Property Damage Liability: 250,000/500,000 100,000 Property

Uninsured Motorist Bodily: 250,000/500,000

Medical Payments: 25,000 each person

Physical Damage: Actual Cash Value

Comprehensive: 250 Deductible

Collision: 250 Deductible

Accessorys: 3000

What is your opinion? Should collision be kept? Is this a normal price? Appreciate any input.