Totalled 450 grizzly… Now what?

My 2011 hit a blind washout going around 30. Luckily no broken bones.
Now I gotta replace… Having a hard time choosing between :
Yamaha kodiak 700
Honda foreman manual foot shift with Eps.

Yamaha benefits : power, lower seat height, looks
Honda benefits : diff. Lock, power steering.
Prices basically the same and both have irs.

My question is: how is yamaha 4wd system without diff lock? Is it a limited slip?
I like the smaller more stable frame of the kodiak over the grizzly. Lower center of gravity is important to me.