Max 5th wheel trailer size for Silverado 2500 HD

I have 2015 Silverado 2500 HD Duramax/Allison. When I bought the truck I thought it was "more truck than I would ever need". Now I am looking at a 5th wheel toyhauler that weighs 13,500 lbs. Websites are telling me I should calculate 5th wheel tongue weight at 25% of the trailer weight which would be 3375 lbs. This exceeds the distributed tongue weight max by 1000 lbs. Also, with tongue weight, hitch, passengers, luggage, etc. I am over the 10,000 lbs GVWR for my truck. I see people pulling bigger trailers than the one I am looking at with the same truck. Is 25% too conservative?

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Max 5th wheel trailer size for Silverado 2500 HD

I have 2015 Silverado 2500 HD Duramax/Allison. When I bought the truck I thought it was "more truck than I would ever need". Now I am looking at a 5th wheel toyhauler that weighs 13,500 lbs. Websites are telling me I should calculate 5th wheel tongue weight at 25% of the trailer weight which would be 3375 lbs. This exceeds the distributed tongue weight max by 1000 lbs. Also, with tongue weight, hitch, passengers, luggage, etc. I am over the 10,000 lbs GVWR for my truck. I see people pulling bigger trailers than the one I am looking at with the same truck. Is 25% too conservative?

Sent from my iPad using Tapatalk HD